Nachonomics 101: Managing Your Finances Poorly, One Chip at a Time

You know what they say: diversify your portfolio, pay down your debt, build your savings. Blah, blah, blah. But let’s talk about real investments—the kind you can see, touch, and smother in cheese. Welcome to Nachonomics 101: Managing Your Finances Poorly, One Chip at a Time.

Conventional wisdom says to spend responsibly, cut unnecessary expenses, maybe avoid those daily indulgences. That’s cute. I prefer to funnel my funds into an ever-expanding nacho empire. Why limit yourself to basic chips and cheese when you could be upgrading to hand-crafted tortilla triangles, imported aged cheddar, and toppings flown in from three different continents?

Interest rates? Credit utilization? Irrelevant when you’re paying premium for gold-leafed nachos on a solid gold platter.

Sure, responsible financial advisors might suggest reducing your credit balance—but how do you truly measure wealth? I say it’s by how many jalapeños are stacked on your plate at once.

Let’s face it: no one remembers a well-managed credit score. But everyone remembers the person who ordered the $300 nacho tower with a side of zero regrets.

Image created using DALL-E.